Tag Archives: money matters

Is 2010 the Year of Recovery?

Last year’s financial hardships and its effects are still being dealt with until now and even beyond this year. 2010 is supposed to be a recovery year but it seems that employment rate still has to improve, the housing rescue plans, credit and financial markets still need a lot of room for improvement.

How can these esteemed financial institutions recover if the public’s trust has been broken?

People can’t be forever be given stimulus packages and dole outs.

This is especially true for those who used to earn a lot but now have now because they did not thought these things shall happen to them. Maybe I don’t know what I am talking about since I have not been in such situation but for sure, people who are placed in situations like these (being unemployed, having their businesses closed) should be resilient enough to stand up and try again.

A year and a half ago I have written tips on how to adapt to the changing financial scene. As I was reviewing my post, I find myself nodding to the helpful tips I wrote.

I believe, financial troubles or not, people should be wary of how they handle their expenditures. We can take a lot of lessons from the Chinese who are able to make it good due to their superb handling of their expenditures.

Kung Hei Fat Choi!

Frugal Christmas: Handmade Paper Stocking Tree Ornament

For another Frugal Christmas post, I present “Handmade Paper Stocking Tree Ornament”.

Here is my post about Personalized Christmas Gift Tags.

My two younger children did these, two for each of them. When we were looking at these ornaments when we hung these, I thought the paper stockings look old-fashioned when put side by side to newer and more modern designs of tree ornaments these days.


  1. red construction paper
  2. white paper scraps, preferably Japanese paper
  3. craft glue
  4. Scrapbook embellishments

I just instructed the kids about what they should do and they did these quite well. Another post will be dedicated to the instructions and tips.

For now, we sit back on our (almost) modern furniture and enjoy the crafts hanging on the tree that they made.

Yes, there is going to be another post about another handmade paper ornament that they have done.