Tag Archives: money

Is 2010 the Year of Recovery?

Posted on February 13, 2010 by greenbucks| Leave a comment

Last year’s financial hardships and its effects are still being dealt with until now and even beyond this year. 2010 is supposed to be a recovery year but it seems that employment rate still has to improve, the housing rescue plans, credit and financial markets still need a lot of room for improvement.

How can these esteemed financial institutions recover if the public’s trust has been broken?

People can’t be forever be given stimulus packages and dole outs.

This is especially true for those who used to earn a lot but now have now because they did not thought these things shall happen to them. Maybe I don’t know what I am talking about since I have not been in such situation but for sure, people who are placed in situations like these (being unemployed, having their businesses closed) should be resilient enough to stand up and try again.

A year and a half ago I have written tips on how to adapt to the changing financial scene. As I was reviewing my post, I find myself nodding to the helpful tips I wrote.

I believe, financial troubles or not, people should be wary of how they handle their expenditures. We can take a lot of lessons from the Chinese who are able to make it good due to their superb handling of their expenditures.

Kung Hei Fat Choi!

Posted in business, Money Watch, Visualizations

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Check Your Insurance Policy’s Fine Print

Posted on January 10, 2010 by greenbucks| Leave a comment

Last Friday night, when mommy blogger friends and I had our post-Christmas party with our kids, one of the topics discussed was about the submerged cars of two friends whose homes were also submerged in flood waters during the unfortunate day when typhoon Ondoy visited the country.

The topic got me looking for car insurance articles which lead me to different sites including www.carinsurancelist.com among others.

There have been reports of a lot of insurance companies not honoring what are written in the policies regarding these damaged vehicles.

The topic also got me thinking  if there are insurance coverage in this country to cover home damages due to flooding.

I know there are other things that seem wrong in the policies regarding how these are implemented and because policy holders (like me) do not spend time to read the fine print, miss out on important details that may prove to be very useful during times like these.

Note to self: read the fine print. Always.


Posted in business, File and data management, Interesting Topics, Money Watch

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How to Avoid Being Phished

Posted on December 18, 2009 by greenbucks| 1 Comment

Unbeknownst to most people, the way they deal with their online log-ins and passwords makes them victims of phishing. Phishing?

Phishing is a way personal and sensitive information are stolen. These do not just limit itself to e-mail log-ins but to credit card details too and accounts made available online. This is online theft, in other words.

It pays to have a know-how on identity theft protection.

There are password-stealing malwares lurking at every corner in the world wide web waiting for opportunities to steal these information.

How should you avoid being phished?

  • Avoid using your birthdate or Social security number as your password.
  • Avoid using letters and/or numbers in sequence
  • Check the url of a site first before you click on it. For example, an email gives you notification about your paypal account but has a url that is not paypal’s site. Or, if you have an email stating you have purchased something but did not do so or an unclaimed package but did not send anything? Do NOT click on the links there.
  • Check the security settings of social networking sites where you have accounts for these have third party applications that fish information you put.
  • Should you find the need to use an internet cafe, be sure to clear the cache or clear history before you leave the workstation.

Being careful with online activity is something one should take note of.

And please, change your passwords every now and then and avoid being predictable 🙂

Posted in File and data management, Interesting Topics, web tools

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Lessons From the Bank

Posted on April 23, 2009 by greenbucks| Leave a comment

I went to the bank today and a overheard a couple talking to a loan officer about taking debt consolidation packages for their financial responsibilities.

Debt is one thing I do not want to deal with.

My children know that and they see me buy purchases in cash which means we have to watch the budget tightly. I do not even have a credit card.

I believe this is one good way to teach children about money, to not spend what you do not have in your pockets and to live simply within the boundaries of what you can afford.

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Confessions of a Shopaholic

Posted on March 6, 2009 by greenbucks| Leave a comment

The book which I decided to read first before I watch (the still unwatched by me) chic flick, made me cringed several times because I was embarrassed for Becky, yes I truly am!

I wouldn’t have wanted to be in her position (except when her “fortune” was reversed of course) with all those bills piling up and yes, these would really happen NOT because of cheap credit card processing but because of lack of self-control and foresight and planning.

But then again, I can’t say I won’t be like her since I don’t have a credit card and if I do, I should really know how to take a rein with my money-less expenses. I have control over my expenses because I mostly pay in cash so I know when and when not to buy especially when there is nothing left in the wallet.

What about you?

Posted in Interesting Topics, Money Watch, Thought Bubbles

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