Category Archives: Money Watch

Thinking Ahead

Uncertainty lurks at every corner and people who have planned well has made steps ahead of time that will not make them vulnerable to unseen changes.

We made such step when the children were young and we got them plans that will somehow ensure something waiting for them when the time is right.

Yes, I am talking about life insurance lead.

We pay for what we can afford and not what we want to have at the end of everything. That was what the agent told me and it  made sense 🙂

SCTEx

Ano nga ba ang mga hudyat ng pagbabago?

Makabagong teknolohiya?

Mga kalyeng puwede maikumpara sa international standards?

Isang lipunang may tugon sa pangangailangan ng mga tao?

Tama lahat iyan.

Eto, SCTEx, Subic-Clark-Tarlac Expressway. Bagama’t mas malayo ang biyahe kumpara sa Olongapo-Gapan road, tipong mas madali dahil walang trapik.

SCTEx

Pabor ito sa mga manlalakbay katulad namin (kahit na ito ay mas malayo at mas mahal kesa sa dating dinadaan). Katunayan, may bus na nga na dumadaan dito.

Kaya ang isang pala-isipan sa akin ang mga bayang hindi na nadadaanan.

Hindi kaya sila mahalintulad sa Route 66 na nai-feature sa Cars movie? Hmmmm…

Sino na ang bibili sa mga naglalako ng prutas, gulay, meron pang isda, alimango at suka (vinegar)? Meron pa din siguro pero nabawasan na.

Looking for a Wireless Prepaid Phone Package

I am looking for an alternative landline package because ours is proving to be a bit expensive.

We do not regularly use our phone expect for a few phone calls to order for water to be delivered, hubby calling up to check on the kids, or my insurance agent’s secretary calling to remind me the life insurance quotes I have to pay (even if she already sent me sms).

Sending sms, emailing, chatting in chat rooms/email services and sending private messages through a social networking site where we have accounts are what we usually resort to when we need to contact each other.

I may need to resort of having a wireless prepaid service soon to cut down our landline phone expenses in half.

Any suggestions?

Dental Visit

I didn’t go to work today because my eldest daughter needed to do a dental visit because of a dental problem. No dental procedure was done yet and we have to go back after a week.

She has a good appetite as adolescents usually have and would probably not resort to having appetite suppressant since she has a positive sense of self so there is no need to stop her from eating to avoid the tooth from getting painful due to food residue 😀

So, what are the things one should remember to do when doing a dental visit with a child who has a dental problem?

  • Explain the child’s condition. If the child is mature enough to explain what is the problem, let her/him talk to the dentist.
  • Ask for different options you can have regarding the condition of the child.
  • Do not be afraid to ask what the fees are. If several procedures will be done, ask if a discount is possible.
  • Keep appointments especially if you need to go back for further tests.

Dentists are not scary. They can be the friend who will make you smile better 🙂

Know Your Carbon Footprint

Almost everyone is talking about carbon cutting and carbon footprint. These terms do not just stop at being words but by carbon cutting, one HAS to do a lifestyle change to be able to lessen one’s carbon footprint.

A carbon footprint is “a measure of the impact our activities have on the environment, and in particular climate change” according to this site.

Determining one’s carbon footprint does not entail making drastic changes but rather making small steps towards changing what used to be sources of wasted energy, be it about electricity or gas emissions.

Some of the nitty-gritty details include lessening the use of non-biodegradable materials like Styrofoam, changing incandescent bulbs to fluorescent light, among other  things.

For a more detailed understanding of the topic, here is a Carbon Footprint Calculator that will help you analyze the conditions about you and your household.

Are you ready to make new changes?