Category Archives: Money Watch

College Challenge

I’m happy for two of my former students who are college-bound. One is going to take up a course called MultiMedia while the other one is taking up something which currently slipped my feeble memory. Who would have thought several months ago, we were thinking of even getting online degree programs. There isn’t anything wrong with these online degree programs, in fact I even find these more convenient when it comes to no-commute through rush hour traffic part of learning.

But still, college is more fun with new found friends, newer and bigger challenges and more difficult school work.

 

Scams

Scams abound, no doubt about it.

As long as there are people who will find ways to siphon other people’s money and as long as there are people who easily believe other people’s tall tales, we are assured we haven’t seen the last of the scams yet.

We’ve heard about pyramid scams, Ponzi scams, investment scams, even hoodia scams and gold bar buying scams. Scams all over the world broke a lot of human spirits, families and careers.

One word of caution: if something is too good to be true, it is most probably not true.

 

On Celebrating Birthdays

Birthdays are special days. Children celebrating their birthdays are usually given parties. At age 1, 7 and 18, they have grand celebrations. Well, usually though there are those who celebrate in a grand way year after year.

We don’t celebrate our children’s birthday in a grand way. We don’t even have halloween costumes since they don’t really participate much during Trick or Treat.

I hope the children will not get back at me when they are grownup for not having big grand parties for them during their birthdays 😛

We usually celebrate by offering and going to mass and a quiet dinner at the restaurant of their choice.  And if the gift they like is within the budget then “why not?”

How to Spot a Scam

Scams are there, lurking in every corner, waiting for the next victim to prey on.

High unemployment rates and in this country’s state, (extreme) poverty, one would think scams don’t exist.

Well, bad news, they do. Scammers tell the poor rural folks and everyone that seem to fall easily as victims that they are needed as household help supervisor or drivers or machine operators or high-speed sewers (of all kinds of clothes, maybe even sferra linens, baby clothes, etc) in so and so countries. They sell their possessions which include the carabao that is the sole help in the farm they till.

Worse news, no jobs exist and they have been scammed.

So how can you spot a scam?

  1. The offers are too good to be true. 12-25% interest for your monetary investment? Come on.
  2. Unsolicited email, text messages, phone calls, and mail. Yes, when you feel these are fishy, these probably are fishy.
  3. Money to be paid upfront? No thanks.
  4. So when you asked how the money will be earned which will enable you to earn a profit and you get blank stares? Forget it.
  5. Secret knowledge and secret deals is highly suspect and would probably remain as such: secret.
  6. If you ask yourself: “Why have they chosen me?” and can’t find the answer? You probably won’t.

Little effort for huge profit = SCAM. Have you ever wondered why SCAM is almost the same as SCUM?

You have been warned.

LOL.

Mag-Recycle

Bote. Dyaryo. Garapa. Isama mo na din ang lata, kahon, styro, plastic spoons, forks at cups.

Ang mga bagay na ito ay ilan lamang sa mga pwede ma-recycle at magamit muli.

Recycle

Sa aming tahanan, ako ay nagse-segregate ng aming basura. Nakahiwalay ang mga bote, plastic, kahon, lata at papel sa ibang basura. Ito ay ibinibigay ko kay Manang upang kanyang mapakinabangan sa kanyang “kalakal”.

Sana kung ganyan sa ibang tahanan, palagay ko maiiwasan ang pagdami ng basura. Kayo, nagse-segregate ba kayo?